I'm talking more along the lines like .txt files, one for each NPC and a main.txt file that puts the NPC's in their respective places. And when you add one, you just add an extra line in the main file. This would make organization and creation of NPC's a lot easier in my opinion...
I seriously doubt Spodi will go BACK to the old system of everything being in files....also, do you realize how slow .txt's files are...i do...I've used a engine, that used the above '.txt' files, and my spped was laggy...with vbGORE, and MySQL, its super fast
You do also relize, that MySQL tables, are used to build WoW, the biggest MMO in our times....
If you want a easier engine, then go and look at Elysium....its easier, yes, but compared to vbGORE, its a beggingers engine...it, however, uses the systerm you have decribed above
Just LEARN he NPC systerm, found in the MySQL Databases...the db allows to make NPC's fairly easily already, and with the large opions we have, its really good to
Bankers = Already Installed into the NPC system
Advance Quests...use the Player to NPC interaction feature
Lotteries...if you seriously want this n vbGORE, just ask
Yeah I know it's easy at the moment, but easy is a word considered different to many people. A person could look at a mysql database and be like "What the hell do I do?"
...and thats why we've opened up a forum: to help people with there problems....and thats why some of us have also helped build a collection of tutiorals on MySL, that can be found on the Wiki