Question:Is there any pre-made 3d modules already in the engine to use? (characters,map,trees etc)
3d modules? Surely you mean '3d models'?
If that's the case -- well no, here is just one example of a 2D graphic file (.PNG) that comes with default vbGore.
Question:How user based friendly is the engine? (point and click or other?)
You can jump right in with minimum point and clicking, a little code editing, as well. But Ideally, you may want to learn some basics of Visual Basic 6, to customize your game. vbGore is not known as the 'friendliest' VB-based online RPG engine, but it certainly is the most advanced.